This arrived in my email today, and it made me smile.
Most insurance carriers specifically exclude ?intentional acts and intentional injuries? from both home and personal liability umbrella policies, leaving CCW license holders unprotected for legal fees and civil suits stemming from a self-defense shooting while carrying a weapon under Wisconsin?s new Concealed Carry Law.
Wisconsin began allowing licenses to carry concealed weapons on November 1, 2011 becoming the forty-ninth state to allow concealed carry.? Governor Scott Walker signed the Castle Doctrine legislation on December 7, 2011 which grants immunity to the possessor of a firearm who uses their weapon for self-defense purposes while in their home, auto or in the business they own or occupy from being prosecuted or sued for using their weapon in a self-defense shooting situation.
While the Castle Doctrine does provide protection for gun owners involved in shootings occurring in their home, car or business, it does not provide any immunity for the use of a weapon outside of these areas.? This leaves a very large void for WI CCW license holders who engage in a self-defense shooting while they are out in public and opens them up to legal fees if charged with a crime or if sued by their target, the target?s family, the business owner where the shooting occurs or other bystanders.
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